Home Insurance-Replacement Locks

Last week when I was coming home from work I managed to tip everything out of my bag whilst I was on the bus. I was searching for my wallet and as usual it was hiding from me, somewhere deep down, and then suddenly the bus lurched forward and my bag went flying. I thought I had picked everything up but when I got back home I could not find my house keys anywhere. I rang the bus company and they didn’t have them, so in the end I had to call out a locksmith to come and change the locks and let me in. It was such a nightmare as I had to pay to get the locks changed. Fortunately my home insurance covered replacement locks so I was able to get some money back but it was a hassle I could have done without.