A Free Credit Report Blew The Whistle On My Husband

Credit standing needs to be a family thing.  If only one is concerned about the family having good credit they probably will not.  My husband was raised in a family that always kept their credit cards at the maximum and never worried if they missed a payment or two.  My family saw the cost of that and would never let a bank get a late fee on a credit card.  When I saw an indication that our credit score had dropped I applied for a free credit report.  It was then I learned that my husband had taken out his own credit card and had been forgetting to make the payments.