Many people do not think of homeowners insurance florida as a security blanket, until they have gone through a devastating severe storm or hurricane that has wiped out all of their belongings & their home. Then is when they realize that they wished they would have had more coverage on their home owner’s policy.
When the hurricanes in the south eastern United States hit the coastal areas, so many people were left with nothing & had to start all over from scratch, that it taught them an important lesson- they should have had more insurance on their house in order to recover their losses.