Same Money Account

For some reason my husband and I have a joint bank account but he has no access to it. I suppose I set that up a long time ago and while it has worked for us up until this point, he is in need of money and we are not close. He is out of town on business and I have no way to get him any money from our account. I suppose we need to go look for an instant loan place and I can have the money transferred to him for a fee. Is that the best thing that I can do right now?

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