Things That Don’t Affect Yout Credit Score

Many people think that almost every little thing they do financially can affect their credit score.  Now it may feel like that but there are things that we do that the banks and credit sources can’t find out about. If you have any outstanding parking fines then they have no relevance to your credit score. It doesn’t matter what religion, colour or race you are. If you have savings even if substantial they are not credit and are not relevant to your credit score. If you have any medical or criminal convictions then they are not relevant. You may be asked your wages on an application form but they can’t see your wage on a credit search which again is comforting.